kickback.cat
Savings story · Oct 24, 2026

How my phone plan went from $100 to $8 a month

Founder pricing, a new-phone deal and one referral code, stacked. Plus how I get to $0.

My new phone plan comes with unlimited talk and text, hotspot, secondary numbers, and international roaming in over 30 countries. It normally costs $100 a month. I pay $8.

The stack

Founder price: $70 a month. Cape's plan starts at $100 a month, but right now it's advertised at a founder price of $70 a month, locked in for the life of your subscription.

60% off for 12 months. I had a referral code for $20 off, but I couldn't sign up yet because I didn't have the phone I wanted. Buying it from Cape was an easy call: right now they're offering 60% off your first 12 months of service when you buy your phone from them, savings of up to $500.

$20 off a month, for life. On top of that, I applied my referral code for $20 off every month, for as long as I'm subscribed.

The math

  1. Founder price: $70 a month
  2. 60% off for the first 12 months: $28 a month
  3. Minus the $20 referral credit: $8 a month

After the first year

When the 60% off ends after 12 months, my bill goes to $70 minus my $20 credit: $50 a month, for life. Even if I never refer anyone, that's still half what I pay on my current plan, which keeps going up every few years.

Getting to $0

Every person who joins Cape with my code takes another $20 a month off my bill. One more referral and I'm at $0 for the rest of this year. Three referrals cover my $50 bill for life, as long as those people stay subscribed too.

Bringing your own phone?

You don't have to buy a phone. If you bring your own phone and number, Cape offers $300 toward a contract buyout.

Founder price, a $300 contract buyout and $20 off a month for life. If your bill keeps going up, it might be worth switching. Get a Cape code right here:

Cape
Get $20 off, up to a $0 phone bill for life*
About Cape

Each tap gives you the next code in the rotation, so every member gets their turn.

One more stack: the case

A new phone needs a case. I joined Poshmark with a referral code for $10 in credit and used it on a case that was still new in the box and already marked down. Mercari gives new members $20 in credit, which could cover a case and a screen protector.

Poshmark
Get $10 credit*
About Poshmark
Mercari
Get $20 credit*
About Mercari

* Prices, perks and referral rewards are what each program offered when this story was written. Codes in stories may belong to the writer, who can earn a referral reward when you use them.